This is my first step of simplifying my life2014. All my bonus cards will be out of use from today on. Since I moved to Finland I followed the rules of K&S group, the duopoly of super marketing here.
Who still believes that the bonus from those cards populating our wallets are for us, for consumers? All benefits are already priced in. The percentage of bonus we get is just compensation of that.
If we all stop using bonus cards, there is a realistic chance that prices will come down, but this is not realistic or is it?